Healthcare
Patient billing, insurance co-pay management, and recurring treatment payments integrated with clinical systems.
96% instant paymentsNo recourse on invoices9 integrated EPJ's
Keep things moving
Scalable, recurring value through vertical payment solutions — purpose-built for regulated industries.
Markets
Transaction Volume
Years Experience
A platform company, not a feature company
The Platform
The Platform
Everspring's modular platform enables scalable growth across payment verticals, all built on shared infrastructure with deep regulatory expertise.
- Modular ArchitectureSolution families deploy independently, sharing a common compliance and infrastructure layer.
- Vertical IntegrationEach solution is tailored to its industry — healthcare, retail, or financial services.
- Recurring RevenueValue-added services generate predictable, high-margin revenue streams on top of core processing.
- Regulatory-FirstCompliance is built into the architecture, not bolted on.
Solution Families
Two solution families — MultiPay and CardServices — each designed for specific verticals with shared platform infrastructure.
MediPay
Purpose-built payment infrastructure for Nordic healthcare. Handles patient billing, insurance co-pays, and recurring treatment plans.
PayByLink Integrated
Flexible payment orchestration for multi-vertical deployment. The same modular engine, configured for new industry contexts.
PayByLink Standalone
Instant payment collection via SMS, email, or QR. Reduces friction in invoice-heavy industries.
Credit Cards
White-label & closed-loop credit card programs with Nordic-compliant underwriting and real-time transaction management.
Prepaid & Gift Cards
Branded prepaid and gift card programs generating float revenue and customer engagement.
Coupons & Loyalty
Modular loyalty and coupon infrastructure that integrates with payment flows to drive repeat purchases.
Focused Industries
Deep verticals, defensible positions.
Each industry vertical receives purpose-built solutions, not generic adapters. Deep integration creates switching costs and long-term value.
Retail & E-commerce
Gift cards, loyalty programs, and omnichannel payment processing. Closed-loop card programs generate float revenue.
Multi-brand supportIntegrated commerceCustom solutions
Financial Services
White-label credit card issuing, prepaid programs, and B2B payment orchestration for banks and fintech partners.
Chip & ContactlessPSD2 compliant4 Nordic markets
Scalable Growth
Built for compounding returns.
Partners
Customers
Unique end customers
Expand MediPay Footprint
Scale the flagship product across additional Nordic healthcare networks and adjacent care verticals.
Launch PayByLink
Deploy the payment engine in retail and e-commerce verticals using proven healthcare infrastructure.
Deepen CardServices
Grow prepaid and loyalty programs as high-margin value-added services layers on existing card processing relationships.
Cross-Sell Everspring portfolio
Increase revenue per client by embedding Everspring services into existing payment integrations.
Trust & Compliance
Compliance is built into every layer. In regulated industries, trust is the foundation — we meet the standards that protect your business and your customers.
GDPR & DPA
Data protection and privacy aligned with EU standards.
PSD2 Focused
Strong customer authentication and secure payment initiation across Europe.
Monitoring of Regulatory Requirements
Proactive oversight of evolving rules across our markets.
About Us
Everspring Solutions is a new, independent company built on decades of experience from PayEx and Swedbank Pay. We combine deep expertise in payments, financing and digital customer journeys with modern technology and strong product platforms.
Our team comprises specialists with 15–25+ years of experience in leading roles across ledger and financing, PSP infrastructure, terminals, product development and architecture. That combination makes us a stable, innovative and focused partner for organisations that need secure, scalable payment services.
Everspring Solutions: the experience you know, with the ambition to take you further.
Ready to explore the opportunity?
Ready to explore the opportunity?
Whether you're an enterprise looking for a payment partner, a regulated industry seeking compliant solutions, or an investor evaluating the platform — we'd like to hear from you.